Crime Against Humanity: the Bill, 3

So you break your moneybox and there’s one penny in it, and your parents, convinced to act for your own good, convince you to take it to the banker. The banker becomes the owner of the penny, and in exchange you own a credit of one penny in your bank account.
The banker brings the penny to the central bank. The central bank becomes the owner of the penny, and in exchange the banker owns a credit of one penny in its reserve account.
So the banker creates nine pennies out of nothing as per fractional reserve and lends or spends them (seizing products or IOUs in exchange), so they end up deposited in a bank account anyway. The bankers become the owners of these further nine pennies, and in exchange the citizens own a credit of nine further pennies in their bank accounts.
The bankers bring the further nine pennies to the central bank. The central bank becomes the owner of the further nine pennies, and in exchange the bankers own a credit of nine further pennies in their reserve accounts.
So the bankers create ninety further pennies out of nothing as per fractional reserve and lend or spend them (seizing products or IOUs in exchange), so they end up deposited in a bank account anyway. The bankers become the owners of these further ninety pennies, and in exchange the citizens own a credit of ninety further pennies in their bank accounts.
The bankers bring the further ninety pennies to the central bank. The central bank becomes the owner of the further ninety pennies, and in exchange the bankers own a credit of ninety further pennies in their reserve accounts.
So the bankers create nine hundred further pennies out of nothing as per fractional reserve and lend or spend them (seizing products or IOUs in exchange), so they end up deposited in a bank account anyway. The bankers become the owners of these further nine hundred pennies, and in exchange the citizens own a credit of nine hundred further pennies in their bank accounts.
The bankers bring the further nine hundred pennies to the central bank. The central bank becomes the owner of the further nine hundred pennies, and in exchange the bankers own a credit of nine hundred further pennies in their reserve accounts…
Don’t mind to take it over for me, do you? Maybe I have calculated wrongly, but I think you got the point.