Crime Against Humanity: Fractional Reserve, Namely Legalized Counterfeiting, 16

Then one fine day one of the bankers decides to cut some corners… Unbeknownst to anyone, his or her bank begins to counterfeit significantly more non−existing money than its fellow banks. Since fake money can only survive among accomplices pretending it was real money, that surplus fake money inevitably ends up in other banks, and it causes the clearing house to unbalance and overflow. When the fellow bankers decide that banker pushed it too far, they demand him or her to settle accounts. Cash. They’ve just become the other worst nighmare that took the sleep of bankers until the final solution discussed ahead: a bank run by fellow bankers.

So why bank runs, be them by customers or by fellows, are the nightmare of bankers? If all the customers of a bailee withdrew all their deposits simultaneously, the poor bailee would probably take a last disconsolate look at the empty warehouse before closing the business, but that would be the end of it: he or she would be facing new business challenges, not criminal charges. So why are bank runs so much of a nightmare that bankers plotted for decades to achieve their final solution discussed next? Because the banker could never return the customers the deposits they would more than legitimately claim back, for the very good and conclusive reason that they do not exist nor did ever exist; not in his or her vaults nor anywhere else under the sun.
For instance, a typical pretext used to gain acceptance for the further swindle known as central banking is that it would protect from bank runs, and particularly from those on the weakest banks spreading to other banks, but obviously enough the truth is quite the opposite: bank runs are the bankers’ worst nightmare for the very good reason they’re intrinsic in the very fraudulent nature of fractional reserve banking; despite the deception of their promoted almightiness, as it’s been said, all banks are in a state of permanent insolvency, and the bankers have no clothes, never had, and never will.