Crime Against Humanity: Fractional Reserve, Namely Legalized Counterfeiting, 7

Any other warehouse owner embezzling your property goes to jail, while the banker embezzling your money is protected by law; in spite and to disprove the bedtime story that everyone is equal before the law, the legislative and the judiciary powers connived with the banker to play along him and hold him his bag, reserving to him the special privilege to be, unlike anyone else, debtor instead of bailee. It has been said that the entire system of fractional reserve banking is built on deceit, a deceit connived at by the legal system.
Speaking of increduluosness, if you think this is incredible, well, I totally agree. But it has been said that two of the most effective ways to hide something are putting it in plain sight, and make it appear incredible.

And now for something completely different about fractional reserve: time has come to question the very incredulous viewpoint in itself. Back to Example Island, let’s assume for the purpose of simplicity that the lending capacity of all the banks is currently saturated, that is, they cannot lend further unless further deposits get in. You go to your bank with a friend; first, you provide your bank with these further deposits by depositing 10 units of your money into your account, then you friend saturates again the bank’s lending capacity by borrowing all the corresponding further credit, say, 9 units of money on account of the fractional reserve, supposing it is currently set at 10 percent. On leaving the bank, a question arises: is there any difference between the amount of money that existed before you deposited it into the bank and the amount that exists now? Since the poet said, “look, don’t think”, you both empty your pockets and look. The mainstream version says that the fractional reserve deposit bank lends the money to the borrower, and that at the same time it maintains the availability of that same money for the depositor, and that at which point “it is as if by the loan new money were created”.